Recreational Vehicle Insurance

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Recreational Vehicle Insurance

Here at Hawkguard Insurance Services, we know that you work hard during the week so you can play hard on the weekend. Whether you enjoy riding your side by side or cruising on your ATV or dirtbike, we have an insurance policy that is right for you.
Similar to an auto insurance your policy will provide coverage for the replacement or repair of your toys, medical coverage in the event someone is injured and liability coverage for you and your passengers should the unexpected occur.

RV, Travel Trailer, Tent Trailer Insurance

Your insurance policy covers you while your parked at home, driving on the open road or parked at the beautiful campground you are camping at. 

Policy Features

  • You’ll have a selection of liability and physical damage coverage options and deductibles to tailor your policy specifically for your needs.
  • Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured motorist’s coverage, and more.
  • You may also have the option to choose how your claim amount is in the event of a total loss. Some of the settlement options include:
    • Stated Value - market value/actual cash value
    • Agreed Value – the insureds agreed or requested amount, regardless of the current market value
    • Replacement Cost – replaces your RV, Travel trailer etc. with a new one or one that is just like it
  • Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence.
  • Personal Property Coverage provides replacement cost for damage or loss to items normally used within the unit when physical damage coverage is selected.
  • Roadside Assistance- Will provide assistance in the event of a breakdown or accident. Coverage may even allow upgrades the coverage to include lodging, transportation, and meal coverage if needed.